Switching from chime

So I'm really looking into switching from chime for the high APY and investing aspect. I heavily use the credit builder as my scores right around 600, but I just don't like the savings aspect of chime.

I recently started a new job and I'm able to save quite a bit due to being a cheapskate if you will 🤣

My question is do I use both or do I just stop using the credit builder and switch completely to Sofi?